CASHe has appointed Joginder Rana as the Vice-Chairman & Managing Director.

The company has also named Dhruv Jain as Chief Executive Officer, while the incumbent Chief Technology Officer, Yashoraj Tyagi, has been appointed as the company’s first Chief Business Officer. 

Rana in his latest stint was the MD of Bank of Baroda Global Shared Services, a wholly owned subsidiary of Bank of Baroda.

On his appointment, said, “I am excited about joining CASHe, an incredibly well positioned company that can transform financial inclusion in an under penetrated and under serviced sector, using its unique and industry first credit rating and credit decision support algorithms and technology platform. Rapid adoption of digital financial products and evolving consumer preferences are strong drivers of growth in this sector and CASHe is well positioned to assume market leadership as a FinTech platform of choice.  I look forward to contributing significantly to the company’s exponential growth journey.”

Dhruv Jain who joins as CASHe’s CEO brings over three decades of extensive experience in all facets of corporate finance, having worked with large domestic and multinational conglomerates. Most recently, he was MD - CFO with Altico Capital India Ltd., a NBFC, where he spearheaded the company’s critical finance functions, including raising debt capital for business growth. As a NBFC specialist, his core competencies include fund raising, syndication, corporate governance, risk management among others. Prior to Altico Capital, he held key leadership roles with India Infoline Group, CitiFinancial (part of Citigroup), Bharti Airtel, Kotak Securities and ITC's financial services group. Jain is a Fellow Chartered Accountant & Licentiate Company Secretary. 

Speaking on his appointment, Jain said, “I am excited to join CASHe, as its vision and growth plans align with my passion for financial inclusion of all in a credit under-served environment. CASHe has a strong business model and I look forward to this leadership role to accelerate growth by expanding its balance sheet and increasing profitability. The Company is focused on growing aggressively and I am keen to lead CASHe and fuel its ambitious growth plans”.

Yashoraj Tyagi, the youngest CXO level team member, and the Chief Technology Officer has been appointed as the company’s first Chief Business Officer in addition to his current role as CTO. Tyagi joined the company in 2017 as a trainee engineer, straight from BITS Pilani and soon rose to become the CTO post his Masters in Financial Engineering from the University of California at Berkeley. His experience in data sciences/AI and product management will ensure that the company is at the forefront of innovation and excellence. His expanded role will focus on bringing out innovative financial products that are inclusive and expansive besides striving for tech and business focussed alliances that are key to CASHe's long-term growth and success.

Speaking on the leadership appointments, Raman Kumar, Founder Chairman, CASHe said, “We have been ramping up our efforts to piece together a best-in-class team to demystify credit and credit rating systems thereby making financial inclusion possible to all. The company is now in a position to make a better life for everyone by expanding its financial products to cover the entire gamut of needs of its customers. Joginder, Dhruv and Yashoraj supported by a young and talented team of professionals will catapult CASHe into becoming the financial platform of choice for all,” he added.